Standout among your peers with your Sparkle cards. Both virtual and physical cards for in app, in store & online payments.
Make secure and easy payments online and in-person with your Sparkle cards. You can get cards for your team members too for easy business expense management. We also issue instant virtual cards for security and flexibility.
Sparkle’s distinct colour gradient on the Sparkle Card is unique and commands attention whenever you pull out your Sparkle card in stores, filling stations, restaurants and basically whenever you’re outdoors making a POS payments.
The Sparkle card also has sleek transactional features that allow you manage your transactions, budget or limit how much you intend to spend in a day, week or even a month. Freedom in your hands.
You can simply block and deactivate your Sparkle card from your app incase of emergencies where your physical card is missing, or your virtual card information is compromised.
Once this is done, the card is deactivated and cannot be used anymore. You would be required to create a new card to resume transactions with your card.
Apart from being able to make payments and manage your transaction limits with your Sparkle card, you also have access to discounts and offers for transactions made with our partner merchants.
Whether it is 15% off GIGM payments when you Pay through the App, 10% discounts off any meal at NoK by Alara, or 10% off payments made at the beach, hotel or bar at Landmark, your Sparkle Card is the gateway to limitless possiblities.
A sparkle account and the latest version of the sparkle app.
Our cards are Visa cards. You have the freedom to get physical and/or virtual cards.
Here are some of the differences between the Sparkle physical and virtual card:
Individuals can request for up to five (5) virtual cards and three (3) physical cards while businesses can request for up to five (5) virtual cards and five (5)) physical cards.
Yes we do and getting your first virtual card is FREE!
Your first virtual card if FREE but you will have to pay NGN 500 for each subsequent virtual card.
The physical card costs NGN 1,000* with a delivery charge of NGN 500 only.
It takes three (3) working days to have your card delivered to your doorstep.
The Sparkle Visa Card activates itself once it is created but you should wait for at least one hour before you use your card.
If you've lost your card, go into your sparkle app and block or deactivate your card immediately. Remember, deactivating your card means you will no longer be able to use that card even if you recover it.
You cannot customize your Sparkle Visa Card at the moment but you will be able to do so soon.
Unfortunately, we only deliver within Lagos at the moment. If you live outside Lagos, why not give the Virtual Card a try.
Alternatively, you can have your card delivered to a friend or family member who stays in Lagos. if you have an acquaintance or family in Lagos, you can ask that we deliver to their address for you.
To get a Sparkle Virtual Card,
Yes, you can use your Sparkle Visa Card for
Unfortunately, you cannot use your Sparkle Visa Card for international transactions.
To see your card transactions,
If you notice any unauthorized transaction on your card, quickly go into the app and block your card then send us an email at email@example.com immediately. You can also chat Indy in the sparkle app or let us know via our DM on social media.
Unfortunately, you won’t be able to cancel your request for a card once it’s been processed.
To block your card,
To unblock your card,
To deactivate your card,
It is entirely up to you on how much you want to spend on the web and POS terminals but you have a card transaction limit of N150,000 via the ATM.
Your first three (3) withdrawals at any ATM is free. However, you will pay the standard of fee of N35 only from your fourth withdrawal.
To access your card information,
To set your transaction limit,
To change your card PIN,
Once your card has been shipped, you will receive an SMS containing a tracking ID that you can use to monitor the delivery status of your sparkle card at any given time.
The DCVV2 (Dynamic Card Verification Value 2) is a randomly generated set of three (3) numbers that change automatically after a predetermined amount of time. This significantly reduces the potential for fraud to occur should your card be compromised.
The duration of your virtual card is three (3) years.
Yes, all your cards are tied to your Sparkle Account.
You can ensure this doesn’t happen by setting a transaction limit on your physical or virtual card.
To monitor your card transactions,
The CVV on your virtual card keeps changing to protect you and reduce the potential for fraud on internet transactions.