Explore an easier and better way to save, make payments, manage your money whenever you want, wherever you are!
Sparkle Microfinance Bank is licensed by the Central Bank of Nigeria (CBN). All deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).
Account Opening & Savings
Open a Sparkle Account with no documents or bank queues. All can be done on your smartphone in under 5 minutes.
You can save money for rainy days using our Sparkle Stash feature which allows you save as you like, periodically, with investments, and with a group of people
Breakdown & Analytics
Keep track of what you spend, when you spend and how you spend. Get the daily, weekly and monthly breakdown of your expenses and find out which habit you feed the most.
You get a month in view of all your finances showing various tags and categories of what was spent in the previous month.
Transfers & Bills payments
Send, request money, or split bills with friends and family instantly, whether they are sparklers or from other Nigerian banks.
Also top up mobile airtime, data, cable, utility & transport bills. Other exciting payment features like scheduled payments, QR payment & SparklePay shows innovative payments like never before.
Make secure and easy purchases online and in-person with Sparkle physical card. Have your physical card delivered right to you anywhere you are in Lagos, Nigeria.
You have card controls on your sparkle card that block or freezes your card in case of emergencies & card limits to manage your daily, weekly or monthly expenses on your card.
Sparkle Loans (Coming soon)
No more waiting around. Get the quick cash you need to do what you want to do, when you want to do it. Apply for a loan and get the money in a snap. No paperwork, collateral or guarantor needed!